We invest in the brave

About


Whiterock Finance is a locally owned fund manager who has been operating in Northern Ireland since 2012. Having successfully deployed the £55m Growth Loan Fund, Whiterock Finance now has £115m of funds under management through three funds; the Growth Loan Fund, the Growth Loan Fund II (successor to the Growth Loan Fund) and the Growth Finance Fund.

Identifying the difficulties in accessing suitable finance, we set up our Property and Commercial Finance Division to act as a relationship broker and help identify funding opportunities if ineligible for either of our Funds.

  • Growth Loan Fundadd_circle
    The Growth Loan Fund II is a £30m fund back by Invest NI through ERDF funding. The Fund will provide commercial loans of typically between £100k and £500k to fund growth, but has the ability to provide funding of up to £1.5m. Loans will be provided on a flexible basis over a 2-7 year period. In addition, the fund will have the ability to provide capital and/or interest moratoriums and partial bullet repayments to align with the cash-flows of the business.

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  • Growth Finance Fundadd_circle
    The Growth Finance Fund is a £30m fund backed by The British Business Bank, Invest NI and NILGOSC. The Fund will provide commercial loans of between £500k and £2m to fund growth. Loans will be provided on a flexible basis over a 2-7 year period. In addition, the fund will retain the ability to provide capital and/or interest moratoriums and partial bullet repayments to align with the cash-flows of the business.

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  • Property Financeadd_circle
    We believe that Relationship Brokers are an important component to accessing finance for growth, which is why we set up our Property & Commercial Finance division. Our role as the Relationship Broker will be to arrange offers of funding for Property Finance and Commercial Finance projects.  Whether it is new, existing or top-up funding our team will be able assist clients in conjunction with arranging full banking refinances.  As a Relationship Broker we will be involved from the initial concept through to drawdown of funds, which enables us to fully understand the funding requirement and develop the most appropriate funding structure.  We will assist the client and their existing team of financial and legal advisors in the preparation of lending proposals to be submitted to funders for consideration through to project completion.  Our vast experience in the local banking and alternative finance sectors enables us to pinpoint the most appropriate funder with the credit appetite for the proposal.

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